Your insurance shouldn’t be.

We make personal and business insurance easy.

When it comes to your coverage, we take confusion out of the equation. As Northern Michigan’s premier independent agency, we use our network of providers to shop for you in order to deliver the right plan at a great price. Best of all, when it’s time to file a claim, our proven claims process ensures you never have to wait to get back to what matters most—your busy life.


We make getting insurance simple with our same-day Larkin Quick Quote


We make getting insurance simple with our same-day Larkin Quick Quote

Simple and Easy

1. Larkin Quick Quote

Quick and painless, we’ll gather the necessary info we need.

2. The Proper Plan:

We’ll shop our carriers and prepare a plan made just for you. Once your plan is ready, simply sign digitally and you’re covered.

3. Annual Account Review:

We’ll check in each year to make sure any changes in your life are covered.

Your Whole Life

Personal Insurance

Your personal insurance program can be the biggest investment you make to protect your financial future.

Commercial Insurance

Your business is an extremely valuable asset that needs unique protection—We’ll help you reduce your risk.

When you need us

Get the clarity you need at a value you can count on.

As Northern Michigan’s most trusted insurance provider, we make coverage fast and easy, so you can worry about more important things in life.

More than 125 years of service as Grand Traverse County’s most trusted insurance provider

Secure coverage based on value for your unique needs in life or business.

Our Client Portal provides convenient access to your documents 24/7

We provide coverage for your whole life – personal and commercial

Immediate service – A proven claims process and support staff for every agent ensures you never wait for service in times of need