With this transmission, Guardian Trac, LLC and Larkin Insurance Group, Inc agree to the following terms:

  • Larkin Insurance Group will bind coverage with Accident Fund Insurance Company of America unless notified otherwise by Guardian Trac, LLC.
  • Larkin Insurance Group agrees to notify Guardian Trac, LLC of any application unacceptable to Accident Fund.
  • Coverage will be effective the date requested on the submission or up to ten (10) days prior of the receipt of the submission. Under no circumstances will coverage be bound retroactively more than ten (10) days prior to the date of receipt. All submission requests made after normal business hours will be deemed received at the start of the next business day.
  • Guardian Trac, LLC confirms that they have a signed Power of Attorney with authorization to “sign on behalf of” on file for this client and will provide a copy of the POA at any time upon Larkin Insurance Group’s request.
  • Guardian Trac, LLC agrees to notify Larkin Insurance Group immediately of any changes necessary.
  • Guardian Trac, LLC agrees to pay all premiums generated by coverage bound under the provisions of this agreement.


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